Job Description

Job Description

Job Description

New York (Hybrid) | Full Time, Commission-Based

Elliman Capital Loan Officers deliver a high-touch, concierge-level mortgage experience supported by a modern digital platform. In this role, the Mortgage Loan Originator will guide clients from initial inquiry through closing, presenting tailored financing solutions and maintaining trusted relationships with real estate partners across the New York market. This position is best suited for proactive relationship builders who communicate clearly, operate with urgency, and maintain exceptional file quality and compliance discipline.

• Engage promptly with leads from pre-qualification forms, online applications, and referral partners

• Evaluate borrower goals and present customized financing options across conventional, jumbo, and specialty programs

• Structure loan scenarios and lock pricing consistent with underwriting guidelines and client objectives

• Collect and review documentation to expedite approvals, setting clear expectations on timelines and conditions

• Manage a full pipeline from application through funding with proactive communication at each stage

• Collaborate with processors, underwriters, and closers to resolve conditions efficiently

• Build and maintain relationships with real estate agents, developers, and past clients to drive referral business

• Maintain accurate disclosures, detailed notes, and clean files in LOS and CRM systems

• Ensure strict adherence to all state, federal, and NMLS regulatory requirements

• Active NMLS license in New York (or ability to obtain promptly); clean regulatory record

• Minimum two years of front-end origination experience; luxury and investor market experience preferred

• Strong knowledge of FNMA/FHLMC conventional and jumbo programs; familiarity with FHA, VA, and Non-QM lending

• Strong consultative and communication skills with client-first focus

• Highly organized, detail-oriented, and able to manage a high-volume, deadline-driven pipeline

• Tech-proficient and comfortable operating in a digital-first environment

Preferred Experience

• Proficiency with nCino , Optimal Blue , and Encompass

• Existing referral network or book of business

• Multilingual capabilities

• Experience with high-balance, second home, and investor financing

• Full suite of competitive loan products, including luxury, investment, and specialty programs

• Streamlined, technology-driven borrower experience

• Integrated referral network through Douglas Elliman Real Estate and other luxury partners

• Flexible hybrid work structure

• Dedicated marketing, branding, and operational support from an experienced in-house team

This position is commission-based . Annualized earnings typically range from $50,000–$500,000+ , depending on production volume and loan mix.

Elliman Capital is a DBA of Associated Mortgage Bankers, Inc. (NMLS #24794) , licensed by the New York State Department of Financial Services .
Employment is at will and contingent upon maintaining active NMLS registration and compliance with the SAFE Act and all applicable federal and state lending regulations.

Elliman Capital is an Equal Opportunity Employer. All employment decisions are made without regard to any protected status under federal, state, or local law.

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